This is reason why we should join in insurance

Insurance comes from insurance that means insurance. An insurance agreement between the insured / customer and the insurer / insurance company. The insurer is willing to bear a number of losses that may arise in the future after the insured agrees to a money payment called premium. Premium is money issued by the insured in return for the insurer. Based on the Commercial Code (KUHD), insurance is an agreement. When an insurer binds himself to an insured, by accepting a premium, to give compensation to him because of a loss, damage or loss of expected benefits, which may be suffered because of an unspecified event. Paying insurance premiums adds to the financial burden. Really like that? With our insurance can avoid something bad that can befall. Especially the two things that are most valuable are our lives and health. That is a strong reason for us to have insurance. In essence, insurance is a powerful way to deal with losses caused by calamity so we don't need to be alone
. A. Your Protected Risks


Indonesia is the country with the highest crime rate in the world. Many expensive risks that threaten Indonesians include: 1. Road accident 2. Experiencing acute health problems 3. Can not work because of permanent disability 4. Loss of assets (due to theft, fire, etc.) 5. Loss of income due to the efficiency of the company 6. Accident at work or at home 7. Become a victim of business fraud or credit card 8. And so on It is inconceivable how much risk can shake our financial condition. That risk can also threaten anyone. Seeing this opportunity, the insurance company will assess the risks that threaten and guarantee the replacement of your work. The higher the risk, the greater the guarantee of replacement in the event of a disaster.

B. Protection against Risks vs. Insurance Premiums The greater the risk insured, the greater the insurance premium that must be paid. So, don't think you can be an insurance participant anywhere, which is the cheapest premium. If you are the backbone of a family, of course your risk of life is greater. That is why we cannot just "basically have insurance" by paying the cheapest premium. What's more important is the accuracy of the insurance program with your needs. Not only a matter of health and life. The risk of losing property is also a lot of cases. I was so stingy to pay the premium, the car was lost no one took part in replacing because there was no insurance. As a result, overdrawn to buy a car again. This will be different if we have participated in an insurance program. Premium stingers come from a mindset that feels that insurance is just more spending that can be 'saved'. In fact, not infrequently people assume, "paying for insurance is the same as inviting the disaster itself."

C. Is Your Insurance Enough? What are the criteria for adequate insurance? Maybe many of you feel enough to be registered as participants of the Health and Employment Health Insurance Agency (BPJS) program? Even the company you work for may have an employee insurance program. Insurance programs provided may have provided a number of protections, but are still limited in providing financial security for you and your family. Moreover, seeing that Indonesia's monetary conditions are still heavily influenced by other countries, so prices of basic commodities are often uncertain. It's time you reconsider insurance. Ask yourself what you have, are you able to risk yourself? If not, insurance is the best solution, because it's time you take off the general mind insurance means paying for something that is not needed. Big mistake if you think insurance only adds to your expenses. Because, what needs to be emphasized once again, we all will definitely bear the risk that we cannot predict when it comes. Insurance helps minimize that risk, so that your financial and family's future is more secure. What is needed then is to arrange expenditure posts so that they do not break down. As the saying goes, prevention is better than cure. Instead of being entangled with financial problems after being hit by a disaster because of not having insurance, we better prevent the problem.

Souerce : Liputan6,com

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